PAYMENTS · INVOICES · STREAMS · VESTING

Send money now. Stream it over time.

The everyday money app for crypto: payments, invoices, payroll, and books, built for DAOs, communities, creators, and contributors. Tally is a window into the chain: it never holds your funds. You create payment, stream, vesting, and loan contracts that do exactly what their on-chain terms say.

Self-contained links Self-reconciling invoices Non-custodial SOL and SPL On-chain schedules Loan terms you create
tallyLive
Claimable now
$4,280.42
VestingMonthly cliff 64%
Contractor payStreaming live +$18/hr
Link paid24.8 SOL
Claim handoffReady
UnclaimedReturnable
Instantpayment requests
Linear or gradedvesting schedules
Cancelableescrowed streams
Trackablecontract status
1
Request

Tally Links

A Tally request that lives entirely in a URL. Pick an amount and a token, share the link anywhere, and anyone can pay from any Solana wallet by scanning a QR or tapping through. No accounts, no backend, no middleman.

  • Fixed or open amounts
  • SOL or any SPL token
  • Works with compatible Solana wallets
2
Stream

Tides by Tally

Real-time streams and vesting contracts with cliffs, release periods, top-ups, cancellation, and wallet transfer. Funds sit in on-chain escrow and recipients pull what has unlocked.

  • Payroll and contributor pay that accrues live
  • Token vesting with cliffs and monthly unlocks
  • Claim-link handoff for SOL and SPL streams
3
Lend

Tally Loans

Lend SOL or SPL tokens peer-to-peer with an agreed fee or APR. Tally shows the terms, but the borrower repays the on-chain contract and the lender withdraws principal plus earned fee from escrow.

  • Fixed fees or APR-based payoff amounts
  • Borrower repayment to program escrow
  • Lender withdrawal after repayment or default closeout
4
Claim

Claim Handoffs

Hand off an existing stream to the wallet that should receive it. Recipients can withdraw what has unlocked, and senders can recover unused funds when a cancelable stream is closed by its terms.

  • Recipient wallet transfer for stream handoffs
  • Pull-based withdrawal of unlocked funds
  • Return unused escrow through cancel or closeout
5
Run the books

Business Desk

A complete money desk: line-item invoices that mark themselves paid on-chain, a customer book, trackable requests, receivables aging, income reports, and CSV exports. All wallet-native.

  • Invoices with tax, discounts, and due dates
  • Trackable requests that auto-reconcile
  • Reports and exports when finance asks
6
Govern

Quorum

A shared treasury where M of N owners must sign before funds move. The threshold is enforced by the Solana token program itself, and approval links never expire while signatures are collected.

  • Native on-chain multisig, zero protocol fee
  • Payment proposals as self-contained links
  • Built for teams, DAO treasuries, and joint accounts
Tides by Tally

How streams and vesting move.

  1. CreateDeposit a budget, choose SOL or SPL, then set cliff, cadence, and permissions.
  2. UnlockFunds vest continuously or in fixed periods for payroll, grants, cliffs, and contributor milestones.
  3. ClaimRecipients withdraw unlocked funds, or transfer the recipient wallet when a claim link is handed off.
  4. ControlAuthorized parties can top up, cancel, or close out so unused funds do not sit forgotten.
Tally Loans

How fee and APY loans settle.

  1. CreateThe lender funds a contract and sets principal, due date, fixed fee, or APR payoff.
  2. AcceptThe borrower signs, receives principal, and the terms become visible on-chain.
  3. RepayThe borrower sends principal plus agreed fee into escrow before or after the due date.
  4. SettleThe lender withdraws repaid funds, or closes an overdue unpaid contract by its terms.